Monday, October 23, 2017

Buying vs Renting

Here are two videos you can watch to better your understanding.

Term vs Whole Life Insurance

In most situations, buying term life insurance is the better choice.  Whole life insurance "invests" your money, but insurance is not an investment - it's simply insurance.  You only earn, on average, 1-3% when you buy whole insurance.  Whole life insurance also has a much higher monthly cost.  Many financial advisors recommend that you purchase term insurance and invest the difference ways that will earn you a higher interest rate.

The video below is helpful for a better understanding.

Wednesday, October 18, 2017

Monday, October 16, 2017


Volunteering is a fantastic way to improve your English and have experience to put on an American resume.  Here is a short list of local opportunities:

Cleveland Metroparks

Southwest General Hospital

Berea Animal Rescue

Cleveland Animal Protective League

Strongsville Emergency Food Bank

Cleveland Playhouse Square (theater district)

St. Malachi Catholic Church (serve meals)

You can also volunteer with children at schools.  Contact your local school district for more information.